It is possible to support clean energy in a concrete way! And the good news is that today there are networks for that purpose, such as Shared energyA movement that supports and finances energy saving and renewable energy projects locally managed by citizens and communities through solidarity savings.
And recently, everyone can lend to VALOREM, a pioneering company in the development of renewable energies that innovates in participative financing and has just launched a loan operation at a subsidised rate for the inhabitants of the Picardy region.
Objective: involve individuals in the economic benefits of its wind farms. Taking advantage of the possibility offered to private individuals, since October 1st, 2014, to lend to companies with interest through Internet platforms approved as intermediaries in participative financing, Valorem has joined forces with Lendosphere. "Thanks to this opening in the banking monopoly of the loan, individuals can channel their savings towards projects in which they believe, in a profitable way (interest rates between 3.3 % and 10 % on Lendosphere). For project leaders, it is a new way of reactive financing, associating a community of convinced lenders."explains the company.
To begin with, VALOREM is therefore launching a loan of 60,000 euros. The loan to Santerre Energies, the wind farm management company, is repayable in two years and offers an annual interest rate of 5 %, subsidised to 6 % for the Picards, with quarterly repayments. You therefore have the possibility of lending up to 1,000 euros to this project. This sum will be repaid to you in eight quarterly instalments of 132.13 euros gross, making a total of 1,057.06 euros gross. At 6 %, the quarterly repayments amount to 133.58 euros gross, i.e. 1,068.67 euros in eight installments. The money repaid each quarter can be reinvested in new projects or transferred to the lender's bank account. The campaign starts on 9 February and lasts 31 days.
Please note: Friday 13 February was the launch of the platform Citizenergy enabling Internet users to participate in the financing of green energy projects in Europe. Supported and co-financed by the European Union, this initiative is led by a consortium of 14 organisations specialising in renewable energy and participatory investment. Lumo (France), Abundance (Great Britain) and Greencrowding (Germany) are the first three platforms present on Citizenergy. 14.6 million in participatory investment by 2017, i.e. to mobilize 6,000 citizens across 10 European Union countries.
This will give the Pension Reserve Fund and other public bodies ideas for their own investments...
(Source: Blog Même pas mal 14 February 2015)
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